Job Title: Personal Finance Teacher (High School)

Location: Hannibal High School/HCTC
Reports To: Building Principal / Department Head

Position Summary

The Personal Finance Teacher is responsible for delivering Missouri-required personal finance instruction to high school students. This role ensures students develop essential financial literacy skills—including budgeting, saving, investing, credit management, and financial decision-making—to meet graduation requirements established by the Missouri Department of Elementary and Secondary Education.

Key Responsibilities

Instruction & Curriculum Delivery

• Teach Personal Finance courses aligned with Missouri Learning Standards and graduation requirements.

• Develop lesson plans covering topics such as budgeting, banking, credit, taxes, insurance, investing, and consumer protection.

• Incorporate real-world financial scenarios and project-based learning.

• Differentiate instruction to meet diverse student needs and learning styles.

Student Assessment & Progress Monitoring

• Assess student understanding through quizzes, projects, presentations, and exams.

• Track and report student progress in accordance with district policies.

• Prepare students to demonstrate proficiency required for graduation.

Classroom Management

• Maintain a structured, respectful, and inclusive learning environment.

• Establish clear expectations for student behavior and engagement.

Compliance & Graduation Requirements

• Ensure all students meet the state-mandated Personal Finance credit requirement for graduation.

• Maintain accurate records of student completion and proficiency.

• Stay current on state policies related to financial literacy requirements.

Collaboration & Communication

• Collaborate with colleagues, counselors, and administrators to support student success.

• Communicate effectively with parents/guardians regarding student progress.

• Participate in professional learning communities and school meetings.

Professional Development

• Engage in ongoing training related to financial literacy, teaching strategies, and state requirements.

• Stay informed about changes in financial systems, tools, and regulations.

Qualifications

Required:

• Bachelor’s degree in Education, Business, Finance, Economics, or related field.

• Valid Missouri teaching certificate (appropriate content area).

• Knowledge of personal finance concepts and financial literacy instruction.

Preferred:

• Certification or endorsement in Business Education or Family and Consumer Sciences.

• Experience teaching high school students.

• Familiarity with Missouri’s financial literacy graduation requirement.

Skills & Competencies

• Strong understanding of personal finance topics.

• Effective classroom management and instructional skills.

• Ability to explain complex financial concepts in simple terms.

• Strong communication and organizational skills.

• Technology integration (e.g., budgeting tools, simulations, online platforms).

Work Environment

• High school classroom setting.

• Standard school calendar and hours, with occasional after-school responsibilities.